|Type of insurance||What it protects|
|Health insurance||Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured.|
|Auto insurance||Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft.|
|Life insurance||Life insurance is a contract between an insurer and a policy holder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death fo the insured.|
|Property insurance||Property insurance is a broad term for a series of policies that provide either property protection coverage (such as damage from natural disasters or fire) or liability coverage.|
|Disability insurance||Disability insurance will provide income in the event a worker is unable to perform their work and earn money due to a disability.|
|Long-term care insurance||Long-term care insurance is coverage that will pay for assisted living, nursing home care or home healthcare in the event you are unable to care for yourself because of a chronic condition or disability.|
|Government provided insurance||The US government funds a number of insurance plans paid for by taxpayers: Medicare, Medicaid, Children's and Veteran's healthcare, Unemployment insurance, Social Security including Disability.|
For example, if you get a supposed IRS email asking for personal or financial information, delete it or send it to the IRS at email@example.com for investigation. The IRS never initiates contact with taxpayers by email, text messages, or social media.
If You're a victim of Identity Theft, visit identitytheft.gov Also, keep an eye on your credit report and respond to any inaccurate information. It’s always a good idea to file your taxes early—as soon as you can—before a scammer does.